Smoking by State, Utah has least Smokers, Kentucky Most

Smoking by State, Utah has least Smokers, Kentucky Most

Editors Note: For the 2009 List of Smokers by State and the latest map go to Smoking States 2009, Tobacco Producing States and State Smoking Map

Why do people smoke more in one state versus another?  Does the number of smokers in a state affect lifestyle?

The Centers for Disease Control and Prevention publishes great statistics on many aspects of health.  The smoking list is compliled by them and was completed in 2007.

Utah is the Best State for Non Smokers with only 11.7% of its population using cigarettes.  Kentucky is the Worst State with 28.3% of its population smoking.  California, Connecticut, Massachusetts and Minnesota round out the top 5 Best StatesWest Virginia, Oklahoma, Missouri and Tennessee are the next Worst States following Kentucky for Non Smokers.

It is well known that smoking increases health care costs. You may want to live in a state with low smoking rates.  Then again if you are a smoker this list will help you find lots of company to light up with.

Best and Worst States for Non Smokers (% of cigarette smokers)
Utah 11.7

2 California 14.3

3 Connecticut 15.5

4 Massachuset 16.4

5 Minnesota 16.5

6 Washington  16.8

7 Oregon 16.9

8 Hawaii 17

9 Rhode Islan 17

10 Maryland 17.1

11 New Jersey 17.2

12 District of Co 17.3

13 Vermont 17.6

14 Kansas 17.9

15 Virginia 18.6

16 Colorado 18.7

17 New York 18.9

18 Delaware 19

19 Idaho 19.2

20 Florida 19.3

21 Georgia 19.3

22 New Hamps 19.4

23 Texas 19.4

24 Montana 19.5

25 Wisconsin 19.6

26 Arizona 19.8

27 Iowa 19.8

28 South Dakot 19.8

29 Nebraska 19.9

30 Maine 20.1

31 Illinois 20.2

32 New Mexico 20.8

33 Pennsylvani 20.9

34 North Dakot 21

35 Michigan 21.2

36 Nevada 21.5

37 South Caroli 21.9

38 Wyoming 22.1

39 Alaska 22.2

40 Arkansas 22.4

41 Alabama 22.5

42 Louisiana 22.6

43 North Caroli 22.9

44 Ohio 23.1

45 Mississippi 24

46 Indiana 24.1

47 Tennessee 24.3

48 Missouri 24.6

49 Oklahoma 25.8

50 West Virgini 27

51 Kentucky 28.3

Source:  Center for Disease Control and Prevention

Are State Health Mandates reducing Jobs? Best and Worst States for Driving Up Healthcare Costs

Health Care Costs are Rising.  Jobs are scarce. 

Should states be putting more burdens on employers that decrease their ability to hire? What states are making employees more expensive to hire?

The  Small Business & Entrepreneurship Council  publishes an annual  “State Health Care Policy Cost Index.”

If you are an employer you should pay close attention to this study as it identifies the Best and Worst States for Health mandates that drive up health insurance costs.

Idaho is the Best State for Health Care Cost PolicyMassachusetts is the Worst State for Health Care Cost Policy.  Rounding out the Top 5 Best States are Utah, Iowa, Michigan and Ohio.  The bottom 5 includes Washington, Maine, Connecticut and Vermont.

Employers are finding it harder to afford health care costs for employees.  Employers looking for the Best State to hire employees will consider the costs of health insurance.  If you are looking for the Best States for Job Growth this list may matter.
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State                   HSA      GI          CR             M     P/P       Score

1 Idaho 0 0 0.33 0.75 0 1.08
2 Utah 0 0 0.33 1.15 0 1.48
3 Iowa 0 0 0.33 1.25 0 1.58
4 Michigan 0 0 0.33 1.3 0 1.63
4 Ohio 0 0 0.33 1.3 0 1.63
6 Alaska 0 0 0.33 1.4 0 1.73
7 South Carolina 0 0 0.33 1.45 0 1.78
8 South Dakota 0 0 0.33 1.55 0 1.88
9 Pennsylvania 0 0 0 1.9 0 1.9
10 Nebraska 0 0 0.33 1.6 0 1.93
10 Wyoming 0 0 0.33 1.6 0 1.93
12 Dist. Of Columbia 1 0 0 0.95 0 1.95
13 Kentucky 0 0 0.33 1.65 0 1.98
14 North Dakota 0 0 0.33 1.7 0 2.03
15 Oklahoma 0 0 0.33 1.8 0 2.13
16 Kansas 0 0 0.33 1.85 0 2.18
17 West Virginia 0 0 0.33 1.9 0 2.23
18 Missouri 0 0 0.33 1.95 0 2.28
18 Alabama 1 0 0.33 0.95 0 2.28
20 Illinois 0 0 0.33 2 0 2.33
20 Montana 0 0 0.33 2 0 2.33
20 Tennessee 0 0 0.33 2 0 2.33
23 Arkansas 0 0 0.33 2.05 0 2.38
23 Georgia 0 0 0.33 2.05 0 2.38
25 Oregon 0 0 0.66 1.8 0 2.46
26 Louisiana 0 1 0.33 2.15 0 2.48
27 Delaware 0 0 0.33 1.25 0 2.58
28 Virginia 0 1 0 2.75 0 2.75
29 Arizona 0 1 0.33 1.45 0 2.78
29 Mississippi 0 0 0.33 1.45 0 2.78
31 New Mexico 0 0 0.33 2.55 0 2.88
32 Nevada 0 0 0.33 2.6 0 2.93
33 Texas 0 0 0.33 2.7 0 3.03
33 Wisconsin 1 1 0.33 1.7 0 3.03
35 Hawaii 0 0 0 1.15 1 3.15
36 Indiana 1 0 0.33 1.85 0 3.18
37 Minnesota 0 1 0.33 3.2 0 3.53
38 New Hampshire 0 1 0.66 1.95 0 3.61
39 North Carolina 0 1 0.33 2.35 0 3.68
39 Rhode Island 0 1 0.33 2.35 0 3.68
41 Florida 0 0 0.33 2.4 0 3.73
42 New York 0 0 1 2.75 0 3.75
43 New Jersey 1 1 0.66 2.1 0 3.76
44 Colorado 0 0 0.33 2.45 0 3.78
45 Maryland 0 0 0.66 3.15 0 3.81
46 California 1 1 0.33 2.5 0 3.83
47 Vermont 0 1 0.66 1.35 1 4.01
48 Connecticut 0 1 0.66 2.55 0 4.21
49 Maine 0 1 0.66 2.65 0 4.31
49 Washington 0 1 0.66 2.65 0 4.31
51 Massachusetts 0 0.66 2.15 1 4.81

Source:  The Small Business & Entrepreneurship Council’s Small Business Policy Series Analysis #33 February 2009
HSA-Health Saving Account Deductions, GI- Guaranteed Issue for Self Employed, CR-Community Rating Mandate, M- Number of Mandates
P/P- Play to Pay Mandate

States will be looking to attract businesses to grow and relocate in the current economic climate in order to drive job opportunities and tax revenue.  They are reviewing how to increase incentives. Reducing State health care mandates will make it more attractive for employers to hire.

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Best and Worst States for Smart Drivers, Kansas Best, New Jersey Worst

GMAC does an annual study of state rankings for the Best and Worst States for driver knowledge.

Kansas drivers are rated the most knowledgeable. Wyoming, Nebraska, Idaho and Minnesota round out the top 5 Best States respectively. New Jersey is Worst State for knowledgeable drivers.  DC, New York, Massachusetts and Georgia are rated along with New Jersey as the 5 Worst States.

The study was done by administering a 20 question to test to 5,524 licensed drivers and ranking the results by state.  The Midwest has
the most knowledgeable drivers while the Northeast had the lowest scores and highest exam failure rates.  For more detail go to

We will take a look in another post whether state insurance rates are associated with driver knowledge.

Best and Worst States for Knowledgeable Drivers 2008

1          Kansas
2          Wyoming
3          Nebraska
4          Idaho
5          Minnesota
6          Arkansas
6          South Dakota
8          Oregon
9          Iowa
9          Washington
11        Indiana
12        Wisconsin
13        Utah
14        Missouri
15        Alabama
15        Colorado
15        Montana
18        Michigan
18        Texas
18        Vermont
21        North Dakota
22        Arkansas
22        North Carolina
22        New Mexico
22        Oklahoma
26        Delaware
26        Ohio
28        Florida
29        Kentucky
30        New Hampshire
31        Maine
32        Illinois
33        California
33        Connecticut
33        Tennessee
36        Arizona
36        Nevada
36        Pennsylvania
39        South Carolina
40        Vermont
41        Rhode Island
42        Maryland
43        West Virginia
44        Louisiana
45        Hawaii
46        Mississippi
47        Georgia
48        Massachusetts
49        New York
50        District of Columbia
51        New Jersey

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State Unemployment Up in Every State in the Union, Wyoming Best, Michigan Worst State

State Unemployment Up in Every State in the Union, Wyoming Best, Michigan Worst State

State Unemployment Up in Every State of the Union

Michigan Surges to 10.6%.  Wyoming has lowest unemployment in nation at 3.4%.  Rhode Island  is the only other state with over 10.0%. California at 9.3% leaves millions of Californians unemployed. 

Texas was the only state that recorded a statistically significant year on year increase in the number of people working.  Employment increased by 153,000.   The largest statistically significant month over month decreases in employment were experienced in California (-78,000), Michigan (-59,000), New York (-54,000) and Illinois (-36,000).  Losing states show up in a number of areas for being unattractive to business.  See some of our other posts for info on state tax burdens, unionionization rates and attractiveness for business.

If you are looking for a job, the low unemployment states may provide work but you must be careful to understand the kind of industries and work that is available for your skill sets.  Most states have differing industries and worker needs.  Unemployment for December 2008  is listed below for all 50 states and District of Columbia.  The national unemployment rate is now at 7.2%

     Rank       State                                                                                                                                                                  

1 WYOMING 3.4
2 NORTH DAKOTA 3.5
3 SOUTH DAKOTA 3.9
4 NEBRASKA 4.0
5 UTAH 4.3
6 IOWA 4.6
6 NEW HAMPSHIRE 4.6
8 NEW MEXICO 4.9
8 OKLAHOMA 4.9
8 WEST VIRGINIA 4.9
11 KANSAS 5.2
12 MONTANA 5.4
12 VIRGINIA 5.4
14 HAWAII 5.5
15 MARYLAND 5.8
16 LOUISIANA 5.9
17 TEXAS 6.0
18 COLORADO 6.1
19 ARKANSAS 6.2
19 DELAWARE 6.2
19 WISCONSIN 6.2
22 IDAHO 6.4
22 VERMONT 6.4
24 ALABAMA 6.7
24 PENNSYLVANIA 6.7
26 ARIZONA 6.9
26 MASSACHUSETTS 6.9
26 MINNESOTA 6.9
29 MAINE 7.0
29 NEW YORK 7.0
31 CONNECTICUT 7.1
31 NEW JERSEY 7.1
31 WASHINGTON 7.1
34 MISSOURI 7.3
35 ALASKA 7.5
36 ILLINOIS 7.6
37 KENTUCKY 7.8
37 OHIO 7.8
39 TENNESSEE 7.9
40 MISSISSIPPI 8.0
41 FLORIDA 8.1
41 GEORGIA 8.1
43 INDIANA 8.2
44 NORTH CAROLINA 8.7
45 DISTRICT OF COLUMBIA 8.8
46 OREGON 9.0
47 NEVADA 9.1
48 CALIFORNIA 9.3
49 SOUTH CAROLINA 9.5
50 RHODE ISLAND 10.0
51 MICHIGAN 10.6

Source:  Bureau of Labor Statistics

Best and Worst States for Credit Scores

Where you live influences your income, your job opportunities and the kinds of industries you might work.  The state you live may also affect your credit score. Credit report has a great report on average state credit scores.  If your state is not listed click on the link to their site.

www.creditreport.com/info/credit-scores/average-credit-scores.asp

 

Best States for Credit Scores  (highest)

1.  South Dakota               710
2.  Minnesota                    707
3.  North Dakota               706
3.  Vermont                      706
5.  New Hampshire           703
5.  Massachusetts             703

Worst States for Credit Scores  (lowest)

51.  Texas                         651
50.  Nevada                      655
49.  Arizona                      659
48.  New Mexico               663
48.  Louisiana                   663

The national average is about 680.  Your score can cost you if it is low.  Watch your credit and pick your state wisely.  Lenders factor in the losses in a market when making loans.

Best and Worst Electricity Rates by State

Your electric bill is typically more than your gasoline bills. It can be even higher depending on the state you live.
The Energy Information Administration releases official energy statistics from the U.S. government.  Their site is www.eia.doe.gov.

Best States for Electricity (lowest rates)

1.  Idaho               7.3
2.  West Virginia    7.41
3.  Kentucky          7.82
3.  Washington      7.82
5.  Missouri           8.34

Worst States for Electricity  (highest rates)

50.  Hawaii            36.94
49.  Connecticut     20.24
48.  New York        19.42
47.  Rhode Island   18.13
46.  Massachusetts 17.85

Rates (cents per kilowatthour) were published in mid December 2008 and are residential rates for the month of September 2008.

The U.S. average is 11.94 up 9.1% from the previous year.

The Northeast has the highest rates.   If you are on a fixed income living, picking the best state to retire in can save a bundle.